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Making home improvements not only creates beautiful upgrades to your home but can also increase its overall value. Using a U.S. Bank Home Equity Line of Credit (HELOC) or Loan can be the smartest way to manage the expense associated with making home improvements. The following tips from industry experts offer some of the most cost-effective and valuable enhancements you can make to your home.

Tip #1
Updated homes frequently sell faster. The renovation of dark or dated kitchens is one of the most profitable home improvements you can make.

Tip #2
Time to refinance your mortgage? If interest rates are lower now than when you closed on your current mortgage, you may be able to save money by refinancing. For details, call 888-444-BANK (2265) or visit your local U.S. Bank branch to speak to one of our experts.

Tip #3
Updating an old bathroom is one of the most profitable home improvements you can make.

Tip #4
Adding casual living areas like a den or family room is a smart home improvement.

Tip #5
Thinking of updating your home with one of these home improvements and wondering how long they generally last?

  • new chimney: 100 years or more
  • asphalt shingles: 15 to 30 years
  • a wooden deck: 15 years
  • ceramic tile or terrazzo: 100 years or more
  • vinyl flooring: 20 to 30 years
  • oak or pine floors: 100 years
  • Tip #6
    Planning to buy new appliances? Here's how long they generally last.

  • refrigerators: up to 20 years
  • microwave: 10 years or more
  • stove: 15 years or more
  • washer and dryer: about 13 years
  • Tip #7
    Adding a second bath to a house can be a significantly profitable home improvement.

    Tip #8
    It's true: sometimes you have to spend money to save money. Buying a new refrigerator can save you money on electricity. Insulating an attic can save on heating and air-conditioning bills. The improvements you make not only save you money now but may also increase the value of your home.

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